[vc_row full_width=”stretch_row_content”][vc_column][lp_section_banner select_bk_image_type=”1″ external_bk_link=”https://ba83337cca8dd24cefc0-5e43ce298ccfc8fc9ba1efe2c2840af0.ssl.cf2.rackcdn.com/crush/15-year-background.jpg” external_bk_link_webp=”https://ba83337cca8dd24cefc0-5e43ce298ccfc8fc9ba1efe2c2840af0.ssl.cf2.rackcdn.com/crush/15-year-background.webp” lp_banner_background_position=”” lp_banner_title=”15-Year Fixed Rate{{br}} Mortgage” lp_banner_sub_title=”Get a FREE quote on a 15-year fixed rate mortgage & save thousands of dollars per year.” alt_title=”15-Year Fixed Rate Mortgage” select_image_type=”1″ external_link=”https://ba83337cca8dd24cefc0-5e43ce298ccfc8fc9ba1efe2c2840af0.ssl.cf2.rackcdn.com/nitro/15yr_img01.png” external_link_webp=”https://ba83337cca8dd24cefc0-5e43ce298ccfc8fc9ba1efe2c2840af0.ssl.cf2.rackcdn.com/nitro/15yr_img01.jpg” lp_banner_funnel_text=”I Want My FREE 15-Year Fixed Rate Quote” lp_banner_funnel_url=”https://mainemortgage.com/funnels/jrose-rates-15yr-site-7669.itclix.com” lp_banner_wrap_class=”loan-visual” extra_class_name=”loan-visual”][lp_primary_content lp_content_title=”The Lowdown on 15-Year Fixed Rate Mortgage…” select_image_type=”1″ external_link=”https://ba83337cca8dd24cefc0-5e43ce298ccfc8fc9ba1efe2c2840af0.ssl.cf2.rackcdn.com/crush/loan-image05.png” external_link_webp=”https://ba83337cca8dd24cefc0-5e43ce298ccfc8fc9ba1efe2c2840af0.ssl.cf2.rackcdn.com/crush/loan-image05.webp” alt_title=”The Lowdown on 15-Year Fixed Rate Mortgage…”]
This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you'll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years. This approach is often safer than committing to a higher monthly payment, since the difference in interest rates isn't that great.
We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 15-Year Fixed Rate Mortgage Qualifier.
We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a seasoned investor.
Here's how our home loan process works:
[/lp_primary_content][lp_secondary_content lp_title=”Do I Qualify?” select_image_type=”1″ external_link=”https://ba83337cca8dd24cefc0-5e43ce298ccfc8fc9ba1efe2c2840af0.ssl.cf2.rackcdn.com/crush/loan-image06.png” external_link_webp=”https://ba83337cca8dd24cefc0-5e43ce298ccfc8fc9ba1efe2c2840af0.ssl.cf2.rackcdn.com/crush/loan-image06.webp” alt_title=”Do I Qualify?” lp_funnel_text=”15 Year Fixed Rate Qualifier” lp_funnel_url=”https://mainemortgage.com/funnels/jrose-rates-15yr-site-7669.itclix.com”]
When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
[/lp_secondary_content][page_link title=”Your Home Loan Could Be Fully Funded 30 Days From Now” select_image_type=”1″ external_link=”https://ba83337cca8dd24cefc0-5e43ce298ccfc8fc9ba1efe2c2840af0.ssl.cf2.rackcdn.com/nitro/loan-img04.jpg” external_link_webp=”https://ba83337cca8dd24cefc0-5e43ce298ccfc8fc9ba1efe2c2840af0.ssl.cf2.rackcdn.com/nitro/loan-img04.webp” lp_background_color_opacity=”46″ lp_background_position=”center” lp_background_size=”cover” lp_background_color=”#000000″ box_repeater_items=”%5B%7B%22box_repeater_items_page%22%3A%220%22%2C%22caption%22%3A%22Fixed%20Rates%22%7D%2C%7B%22box_repeater_items_page%22%3A%221%22%2C%22caption%22%3A%22Adjustable%20Rates%7B%7Bbr%7D%7D%20Mortgage%20(ARM)%22%7D%2C%7B%22box_repeater_items_page%22%3A%222%22%2C%22caption%22%3A%22Conforming%7B%7Bbr%7D%7D%20Loans%22%7D%2C%7B%22box_repeater_items_page%22%3A%223%22%2C%22caption%22%3A%22Jumbo%20%26amp%3B%20Super%7B%7Bbr%7D%7D%20Jumbo%20Loans%22%7D%2C%7B%22box_repeater_items_page%22%3A%224%22%2C%22caption%22%3A%22FHA%2C%20VA%2C%20%26%20USDA%7B%7Bbr%7D%7D%20Loans%22%7D%2C%7B%22box_repeater_items_page%22%3A%225%22%2C%22caption%22%3A%22Terms%20from%205%20to%7B%7Bbr%7D%7D%2030%20Years%22%7D%5D”][vc_section_cta lp_desc=”Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:” title=”I Want My FREE 15−Year Fixed Rate Quote!” lp_button_text=”I Want My FREE 15-Year Fixed Rate Quote” lp_button_url=”https://mainemortgage.com/funnels/jrose-rates-15yr-site-7669.itclix.com”][/vc_column][/vc_row]
