Gary Proulx

Acadia Lending helped my wife and I buy our first house. Being first time home buyers, they made every step from prequalifying to the final papers extremely easy to understand. They were very helpful and responded quickly to any email we sent, even if it was a Saturday at 7pm and we had a question about a form we needed to fill out. I highly recommend them to anyone!

Gary Proulx
Let’s Get You Into Your Dream Home

Maine Mortgage Lender: Your Partner Mortgage Company of Choice


What Clients & Partners Say…

What We Do

We’re making getting a mortgage easier than ever before. Our company
has an experienced team of brokers on staff.

Home Purchase Loans

Home Purchase Loans

Secure a home purchase loan that utilizes today’s great mortgage rates to make your dream home affordable.

Refinance Rates

Refinance Rates

Lock in great terms with current interest rates to ensure your home remains affordable—or build more equity with an update!

Rate Comparisons

Rate Comparisons

Don’t just take the first offer. Shop around. Use our rate comparisons to find the best possible plan for your home ownership strategy.

Fast Funding

Fast Funding

Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that house fever.

Evaluate Your Property

Evaluate Your Property

Know where you stand. With a property evaluation in hand, you’ll have better access to your options so you can see the next move.

Purchase Loan

Cash-Out Refinance

Take advantage Of your home’s equity with a cash-out refinance. It’s your cash — spend it how you see fit.

Mortgage Calculator Maine

We are proud of the very useful and functional mortgage calculator we have built. This tool will help all Maine residents calculate estimated monthly payments, as well as giving you an idea of how much interest they will pay over the life of your loan. We are confident our calculator will also allow you to see for yourself the great value our lending offer brings you, and to determine if the offers you have from other lenders in Maine are actually a good deal.

Mortgage Loans in Maine - You Can Count On Us For Robust Options

30 Year Fixed Mortgage

As a very dependable lender, we offer 30-year fixed mortgage rates with low points and fast approvals. These loans are characterized by a low, fixed interest rate for the entire 30-year term of the loan. Many Maine homeowners choose 30-year terms for the stability they provide.  Read More...

15 Year Fixed Mortgage

Just like the 30 year fixed mortgage loan rates, 15-year fixed mortgage rates are low and offer the stability of a fixed interest rate but for the entire 15-year term of the loan. Some Maine homeowners choose 15-year terms to take advantage of the lower rate and because they want to be mortgage-free faster.  Read More...

Adjustable Rate Mortgage

Adjustable Rate Mortgages (ARMs) offer lower initial interest rates than fixed rate mortgages. The interest rate on an ARM is variable and may increase over time or may decrease even further. Rates adjust periodically, usually once a year.  Read More...

Maine FHA Loans

We can provide you with an FHA loan which only requires a 3.5% down payment, and you can qualify with a credit score as low as 580. Read More...

VA Loans in Maine

VA loans are available to eligible veterans. We’re here to make the VA home loan process easier and will guide you along the way. Read More...

Jumbo Loans

A jumbo loan is a loan for an amount that exceeds the limit set by Fannie Mae and Freddie Mac, which are the two government-sponsored enterprises (GSEs) that purchase loans from lenders and package them into mortgage-backed securities. Read More...

USDA Home Loans Maine

You can take our mortgage loan qualifier to determine your eligibility for these loans and count on us to help you through the process in a speedy and stress-free way. Read More...

Physician Mortgage Loans

Despite your college debt, we can help you get into a home of your own. Our physician mortgage loans are designed specifically for Maine's physicians and medical professionals and offer a number of advantages, including low down payments and no Private Mortgage Insurance.  Read More...

Construction Loans

We understand that finding the right construction loan can be difficult. We offer a variety of construction loans to help you build the home of your dreams, including owner-occupied construction loans and investment property construction loans. Read More...

Maine First Time Home Buyer

We are very experienced lenders, and so over the years, have seen that many first time home buyers in Maine are not really aware of the different types of mortgages that are available to them or how to get the best deals on mortgage loans for their housing. This group of people can easily fall prey to a mortgage company or bank or lenders who are more interested in making profit than helping their customers.

That's why we always work with our customers in Maine to help them find the best mortgage loan options that fit their individual needs and budgets. We will take the time to explain the different types of loans available and help you choose the one that best suits your needs and circumstances.

As professional lenders, we want you to feel confident about your mortgage loan, so we will work with you every step of the way to make sure that you understand the process and are getting the best deal possible. Contact us today to learn more about how we can help you with your mortgage needs in Maine!

Our Mortgage Loan Process

As the premier Maine mortgage lender, we specialize in helping Maine residents finance their homes. Here’s how our home loan process works:

  • Complete our simple mortgage qualifier
  • Receive lending options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Best Mortgage Company in Maine - Why We Qualify

With many years of experience as lenders successfully serving Maine residents, we do not just want to be labeled as the best mortgage company in Maine, but we actively work to be the best mortgage lender for both first-time homebuyers and refinancing, providing the best mortgage interest rates for clients with a wide range of credit scores without compromise to giving a pleasant online experience.

Taking a Mortgage is a Long-Term Relationship - We Are Your Reliable Mortgage Lending Partner

Yes, taking a mortgage is a long-term commitment and necessitates you select a lending partner you can trust, that is committed and dedicated to providing all the support you need.


We at Acadia Lending Group are deeply committed to being that dependable lender for your needs. It starts with our decision to stay small and lean so we can focus on what's important - our clients, and providing them the best possible service. Unlike every large bank, we are a focused lender and don't have multiple layers of management which can often lead to delays and a feeling that you're just a number.


You can also expect dedication and hard work from everyone on our team. We understand the importance of getting your loan closed on time and work tirelessly to make sure that happens. We also believe in being accessible and available to answer any questions you may have along the way. At Acadia Lending Group, we want to be your mortgage lender for life, that by providing you support for different personal and investment real estate purchases you will make over the course of your life. Give us a call today and let us show you what we can do!


It is all founded on trust. You can trust that we will get you the best loan possible at the most competitive rate. And you can trust that we will always be there for you – even after your loan closes. That’s the Acadia Lending Group difference! That’s The Way Lending Should Be.

Frequently Asked Questions

What to ask a mortgage lender

This is an important subject and we have given it the exhaustive treatment it deserves in our detailed article on how to select a lender, reviewing the various factors that affect the decision and what questions to ask.

What will a mortgage lender need from me?

In most cases, we, like any lender, will require the following items from you before they can give you a firm quote on interest rates and loan terms:

  • Your credit score
  • Your employment history
  • Your current income
  • Your debts and other financial obligations
  • The value of the home you are looking to purchase or refinance

We are your lender of choice. Contact us today and we will guide you through the process.

Which types of mortgage lenders have the lowest rates?

Choosing a lender by considering the rate offered is important since the interest rate will affect your monthly payments and the total amount of interest you pay over the life of the loan.

While a bank in Maine will offer a wide variety of mortgage products, they typically have higher rates than other lenders. If you are looking for the lowest possible mortgage rate in Maine, it is important to compare offers from multiple lenders. At Acadia Lending Group, we are committed to offer you loan terms that are in your best interest.

What is the best mortgage lender for Veterans?

We are pleased to offer veterans the VA loan guaranteed by the U.S. Department of Veterans Affairs (VA). View our VA Loans page to take our VA Loan Qualifier check. We are a committed lender. Contact us today and we will guide you through the process.

Can I get approved for a mortgage with bad credit?

It's possible to get approved for a mortgage with bad credit, but it may be difficult. We will often require a higher credit score and may offer less favorable terms if your credit is poor. You can improve your chances of getting approved by working on your credit score and building up your savings. However, before you determine you truly have a bad credit, contact us to discuss your options. As experienced lenders, we can guide you successfully.

Your time & money matter. Let’s not waste either.

From fast, custom digital quotes to a completely streamlined online loan application and approval
process, you can get your money and do what you want with it — usually in less than 30 days.

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