24 Mar 2023 March is National Credit Education Month As March is National Credit Education Month, it is an ideal time to learn more about how your credit plays a significant role in the mortgage process. For potential home buyers, it is essential to have a good understanding of how credit works and how it can affect your chances of obtaining a mortgage. What […] Share on Facebook Share on Twitter
12 Dec 2022 Mortgage Buydowns Grow in Popularity Our very own mortgage expert and owner, John Rose, speaks to WGME 13 about how new mortgage buydowns are growing in popularity amid high interest rates. On the home search? Don’t throw in the towel just yet – we believe it’s still a good time to buy! “Home values have come down, so sellers are […] Share on Facebook Share on Twitter
12 Apr 2022 LTV Explained: What is “Loan to Value” for a M... When going through the lending process, you’ll encounter a lot of different terminology that can be confusing – particularly if it’s your first time applying for a mortgage. One of these terms is the loan to value (LTV) ratio. In addition to factors like your credit score, income, and general financial standing, LTV is one […] Share on Facebook Share on Twitter
2 Mar 2021 Mortgage Lending Terminology – Explained Definitions of Common Mortgage Terms New to the mortgage world? The acronyms alone are enough to leave your head spinning. So I’ve compiled a list of common mortgage terms and definitions to help us both. Something that you still don’t understand during your process working with your broker? Don’t hesitate to ask, we are here […] Share on Facebook Share on Twitter
21 Jan 2021 The Perfect Time to Refinance Your Home Why Right Now is the Perfect Time to Refinance Your Home If you are like most people, chances are that your mortgage is the biggest part of your finances. It’s probably one of your biggest expenses that each month and it’s also one of the most critical ways that you are building wealth (through your […] Share on Facebook Share on Twitter
